Journal of the Institute of Bankers, Volume 3Institute of Bankers., 1882 - Banks and banking |
Contents
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Common terms and phrases
acceptance acceptor amount average balance bank notes Bank of England Bank of Scotland bankers Banking Company bankruptcy Batten bi-metallism bills of exchange branches British Linen Company bullion capital cash cent charge cheque circulation clause Clearing House Clydesdale Bank commercial conference currency debt deposits discount dishonoured dividend drawee drawer drawn English fact given Glasgow gold and silver gold coin gold coinage Government grains half-sovereigns holder India indorsement Institute interest legal tender liability light gold London Lord Lord Liverpool ment metal millesimal fineness millions sterling monetary national bank note issue notice Office paid paper party payable payee payment penny person plaintiffs pound present purchase question Ratcliffe received regard reserve Scotch banks seignorage shillings silver coin Sir John Lubbock sovereigns tion Total trade transactions United
Popular passages
Page 201 - Where the sum payable is expressed in words and also in figures and there is a discrepancy between the two, the sum denoted by the words is the sum payable ; but if the words are ambiguous or uncertain, reference may be had to the figures
Page 474 - Where a bill is addressed to two or more drawees who are not partners, presentment must be made to them all...
Page 345 - means the Act of the session of the eleventh and twelfth years of the reign of her present Majesty, chapter forty-three, intituled, " An Act to facilitate the performance of the duties of justices of the peace out of sessions within England and Wales with respect to summary convictions and orders," inclusive of any Acts amending the same.
Page 477 - Notice of dishonor may be given by an agent either in his own name or in the name of any party entitled to give notice, whether that party be his principal or not.
Page 480 - Where the acceptor has been adjudged a bankrupt or an insolvent or has made an assignment for the benefit of creditors, before the bill matures, the holder may cause the bill to be protested for better security against the drawer and indorsers.
Page 467 - An acceptance to pay at a particular place is a general acceptance unless it expressly states that the bill is to be paid there only and not elsewhere.
Page 470 - An instrument is negotiated when it is transferred from one person to another in such manner as to constitute the transferee the holder thereof. If payable to bearer it is negotiated by delivery ; if payable to order it is negotiated by the indorsement of the holder completed by delivery.
Page 477 - Except as herein otherwise provided, when a negotiable instrument has been dishonored by nonacceptance or nonpayment, notice of dishonor must be given to the drawer and to each indorser, and any drawer or indorser to whom such notice is not given is discharged.
Page 462 - Issue" means the first delivery of the instrument, complete in form, to a person who takes it as a holder. "Person" includes a body of persons, whether incorporated or not. "Value" means valuable consideration. "Written" includes printed, and "writing
Page 479 - Notice of dishonor may be waived, either before the time of giving notice has arrived, or after the omission to give due notice, and the waiver may be express or implied.